K Loan - Private Lending

Whether you are buying your home, a seasoned or first-time property investor, our K-Loan feature packed lending solution could help you achieve your goal.

Variable Rate

2.59% p.a. - 3.94% p.a.
About 3.29% Comparison Rate

 Fixed  Rate

2.37% p.a. - 4.37%% p.a.
About 3.09% Comparison Rate

  • $50K – $1.5 M per loan

  • ​Max 30 years Loan Term

  • 5 years Interest only periods

  • Free Internet & Mobile banking

  • No hidden charges

  • For PAYG & Self-employed people

  • $50K – $1.5 M per loan

  • Max 30 years Loan Term

  • 5 years Interest only period

  • Free Internet & Mobile banking

  • No hidden charge

  • For PAYG & Self-employed people


Email info@kbrz.com.au or dial  1300 588 978 or 400 997 1889

Up to 90% LVR loans

Non-residents loans

Max 65% LVR for Non-residents

Fixed rate available post settlement​

For both owner occupied & investment purpose​

Approve letter disbursed in 5 business days with Full documents 

Self managed Business Loan 

Incredible interest rates

What is Private Lending?

When banks say No, private lending may be a viable solution. Private lender essentially lends money with a focus on value of asset, unlike traditional banks lending that focus much on income serviceability. Thus at times it can be called asset lending. Private lending is primarily for business purposes, and do not fall under the National Consumer Credit Protection Act. Private lending is emerging as a very popular solution for sophisticated property investors, property developers as well as small business owners who seek quick financing alternative. 

Private lending as per above mentioned at times called asset lending, thus real estate backed. The loans can come in the forms of first or second ranked mortgages, that will vary in costs. The type of asset to be secured can usually be residential property, commercial property, industrial property, vacant land, real estate projects, etc. And LVR usually max 65% to 75% depending on the type of asset/security. Private lending also suits borrowers who may only need a shorter term bridging loan solution, for instance 3 months to 12 months loan term.

Although private lending is unregulated under the National Consumer Protection Act, it doesn't mean it's akin to unethical practice, however being careful when dealing with lenders and it's always important to only engage with reputable lenders. KBRZ is a direct lender, compliance as per ASIC and ASX-listed entity, with corporate mission to be an ethical lender. 

KBRZ wholly owned subsidiary "KBRZ Asset Management", operates as a fund manager and manages a pooled mortgage fund, as a direct lender providing solutions to sophisticated investors, project developers and SME owners. Aprt from pooled mortgage fund, KBRZ also connects investors with borrowers via contributory fund lending.